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Home Takaful – House Owner And House Holder Takaful (Etiqa Takaful)

Protect the building of your home and its contents (with a Shariah-compliant plan), so that you don’t have to pay for damage and losses.

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• Coverage against damages caused by fire, lightning, and domestic explosions
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• Coverage against damage caused by floods and landslides
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• Coverage for landlords
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• Cash back when you make no claims

HouseOwner and HouseHolder Takaful

Damage or break-ins to your home could leave you and your family with financial and emotional worry. The Etiqa HouseOwner and HouseHolder plan helps you alleviate the cost of replacement and repairs.

Get an estimate of how much coverage you need by using this Building Cost Calculator provided by Malaysian Takaful Assosciation (MTA). Please note that you are advised to seek independent professional advice if the property had been extensively renovated and/or have unique/non-standard design. ​

What's Included ?

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• Coverage for damages caused by fire, lightning, and domestic explosion.
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• Reimbursement for damages caused by acts of nature like floods, hurricanes, typhoons, windstorms, and more.
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• Coverage for damages caused by road vehicles or animals.
• Reimbursement for loss of rent up to 10% of your total sum insured/covered.
189866-200
• Coverage for damages caused by bursting, or overflowing of domestic water tanks, apparatus or pipes
124444
• Coverage for theft by actual forcible, and violent entry into the house

Key Benefits

Etiqa’s video-assisted claims process

With Etiqa’s video-assisted claims process, you can get compensated for minor home damages in minutes instead of days

Click here to learn about E-Cleva.

Complete Add On Coverage

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• Riot, Strike and Malicious Damage
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• Increase Limit of Liability to the public up to a maximum limit of RM250,000
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• Increase limit for loss of rental
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• Inoccupancy in excess of ninety (90) days
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• Theft without actual forcible and violent breaking into and/or out excluding theft by domestic servants or member of family/household